PayPal Checkout

Opmerkingen: Great so far. I don't see us switching to any other invoicing platform anytime soon.

Pluspunten: The thing that led us over to PayPal was how easily integrated it was with other platforms as well as how familiar everyone already is with it. The pricing is competitive per transaction and it easily allows for international invoicing and payment. It also made it really easy for our accountant to understand the layout of it.

Minpunten: The only thing I didn't like at first was that I typically associate PayPal with a cash app between non-professional relationships. After seeing their invoicing system, I was immediately impressed.

Opmerkingen: I have been a member of paypal for the last 5 years. I have had great experience with them. There are new players in the market like cash app and venmo, but for me personally, Paypal has been very convenient to use. The only place I think they should improve is having better customer service when there is a dispute. Apart from that, I have no issues with Paypal and I highly recommend it to others to use.

Pluspunten: Here is what I love about paypal:
- You can setup an account in a few minutes. All you need is a valid email id and a bank account.
- There is no fee for signing up not any monthly fee to maintain an account.
- It is used by a large number of merchants both online and in store, all around the world.
- You can send money to a friend/family member living in a different country via their feature called 'XOOM".
- There website and their pone app is ways to use.
- One can link a credit or debit card to their paypal account in seconds.
- They have an awesome return shipping policy. If you buy a product online by paying for it via paypal and don't like it, you ca return the product and the return shipping cost (up to $30) will be paid by paypal 12 times in a year! That is hassle free shopping.
- Once you link your credit card via paypal and shop online, your credit card details are hidden and you never have to disclose your credit card information online ever again.
- They sponsor special discounts for customers that shop with PayPal at selected retailer stores. For instance, you can sometimes buy a gift card of $25 for just $20. That is a $5 saving you get for free.

Minpunten: This is where paypal can improve:
- Their dispute resolution is not as great as the that of traditional credit card companies. In my years of having an account with paypal, I have had only once instance where I had to file a dispute for a damaged item that I received from China. I was asked to send back the damaged item to the seller without even getting a return shipping label.
- I have had friends whose accounts have been frozen for no reason with no prior notice. However, I have personally not had any issues with them so far.

Opmerkingen: We used paypal invoicing options to grow revenues 60% y/y starting in 2011.
We also used the invoicing buy new and subscription buttons to test licensing and payment options for a variety of in-house products and services. It was incredibly useful to be able to make changes quickly, put them in production to measure the results. A big part of this is that anyone could market a new product and begin testing, without having to schedule developer resources to process payments.

Pluspunten: Allows us to quickly monetize new offerings and new product variations
Many different charging and payment options available
Attractive fee structure
Easy to setup and manage
Appropriate for b2b transactions where aesthetics are less significant.

Minpunten: Somewhat Limited Customization - to create a buying experience that doesn't feel you're "inside" of paypal is not trivial (and now is easier to do with other offerings).
While the Paypal api has improved recently, it's still not as flexible as stripe, aws fps or aws devpay.

Opmerkingen: My overall experience of PayPal has been poor, and it is only when work purposes force me to have to use PayPal that I subject myself to the site. First, dating back to my earliest use of it in the early 2000s, I had to be paid online using PayPal for some travel articles I wrote at the time, and as cashing out was so complicated, somehow the money became frozen or sealed, so it is only now that in 2019 that I may be able to access that payment of a few hundred dollars. Equally, in this international age, it is a great disadvantage that once one has set up an account, one's country cannot be changed if one moves. I used to live and work in the UK, and moving to the USA, it means having to close the existing account, which is not easy, and start a new account. I realize this has to do with legal requirements, but the procedure for having to close an account and open a new account for the same e-mail address associated to a new postal address should be simpler. It should also be information that is quick and easy to find on the website. I spent several hours trying to figure out what was going on that I could not change my address before realizing that it had to do with the country change, and I am still sorting through this difficulty. This has resulted in my now having received a business payment from a client in pounds instead of dollars, which is probably alright, but I am still looking into the ramifications. I'd say PayPal is secure, but the ease of use is not reliable.

Pluspunten: Being able to safely transfer money online between small businesses and personal people is useful, especially in the digital age, as it is usually true that (1) the money appears quicker, (2) whatever potential problem online money transfer has, it does eliminate the worry of a check being lost in postage, so each transaction requires less follow up time for the sender to keep track that all has been accounted and completed, (3) it's paperless, which is becoming increasingly important, and (4) in some ways, with paypal especially, it requires the sender to have less persona details of the person/business being sent the money, only an e-mail address is needed, which has benefits on both sides. PayPal, in particular, for online money transfer, is probably the most widely used by individuals, at least, and as it is so popular and commonly used, it has become almost necessary to have a working relationship/account with it. To the best of my knowledge, it has proven secure, which is comforting, and everything about PayPal conveys some tone of professionalism, which is preferable to feeling as if one is trying to transfer money through a site that seems to be trying to present itself with a tone of 'I am trying to be your best friend and sound like a teenager and be fun'.

Minpunten: Although I have used PayPal for several years, I still find the site reasonably difficult to navigate. I am always fearful that my money will be lost to the wrong location, and it takes me longer than it should to put through simple transactions because I double check everything (especially every word) on the screen at each stage. I am aware that websites are formatted differently as different trends take hold, but for money transfer, I expect the actual transaction page(s) to be very direct and laid out very simplistically (not so much all over the screen to cause confusion). As a result, I am very nervous whenever I must deal with PayPal for work purposes, and I find the experience of dealing with the site very frustrating.

Opmerkingen: I use PayPal multiple times a week for both personal and business reasons, and it's the easiest and fastest money transfer app I've used. I really like how you can choose to send money as friends and family or as goods and services, options are important. If someone buys your product or service and pay through goods and services they get buyer protection which is very helpful because I can't offer that on my own.
Recently they added the option to instantly transfer your PayPal balance to your linked debit card or bank account, which is another great service by PayPal. They have a nice selection of PayPal credit, debit and prepaid cards and you can also get the PayPal cash card to easily withdraw money from your balance at a store or ATM.
I love using PayPal, it's the only money transfer service I actually use because they make every transaction and transfer almost effortless. PayPal has great fraud security and ert you via email if they suspect suspicious activity on your account. Very trustworthy app/website!
PayPal support is great, I love how you can choose to contact them through email, in app messaging, live chat or call them...these choices make it possible to reach out for help no matter your situation. PayPal nailed it!

Pluspunten: Instant money transfers! I love how easy it is to instantly send money or payments to anyone by phone number, email address or name. Being able to link PayPal to Google Pay and Samsung Pay make PayPal that much more convenient to use.
I recently upgraded to a PayPal Business Account and received my new credit card swiper and chip reader in the mail, and it pairs easily with the PayPal Here app via Bluetooth and now I can accept credit card payments whenever and wherever I happen to be. I absolutely love using PayPal.

Minpunten: PayPal has an internal security system that blocks certain transactions and there is nothing you or PayPal support can do to override it, you just have to wait 24 hours and try again. If your account mostly receives money rather than sending money and you decide to send money the internal security system may either block your transfer or lock you out of your account until you call them to confirm your account, they call this "suspicious activity on your PayPal account"